American Express Hiring Risk Consultant Job| Apply Right Now

• Position Title: Risk Consultant Job
• Department: Risk Management
• Company: American Express
• Degree: Any Graduate Can Apply
• Employment Type: Full-Time
• Salary: INR 3-5/- LPA
• Experience Level: Mid to Senior Level
• Reports To: Director of Risk Management

Company Overview:

American Express, a worldwide leader in monetary offerings, is renowned for its willpower to offer extremely good customer support and modern-day monetary answers. With a legacy of being given as real with and excellence, American Express is on the leading fringe of riding growth through a modern-day era, strategic partnerships, and a client-centric method.

We are attempting to find a professional and professional Risk Consultant to join our dynamic Risk Management group. This function is pivotal in identifying, analyzing, and mitigating risks that can affect the organization’s monetary stability, recognition, and desired operations.

Role Overview: Risk Consultant Job

The Risk Consultant will play a vital function in the development and implementation of hazard manipulation techniques that align with American Express’s goals and regulatory necessities. The high-quality candidate will a deep information on monetary danger manipulation, strong analytical talents, and the capacity to paint collaboratively for the duration of numerous departments.

This feature requires a strategic philosopher who can proactively discover capability risks, confirm their impact, and amplify solutions to manipulate those dangers correctly.

Key Responsibilities: Risk Consultant Job

1. Risk Identification and Assessment:

• Risk Analysis: Conduct entire chance checks to understand ability risks related to monetary transactions, products, offerings, and operations. This includes marketplace, credit, operational, and reputational risks.
• Scenario Planning: Develop and locate into impact scenario assessment and pressure trying out to assess the potential effect of numerous threat factors at the organization.
• Risk Prioritization: Prioritize risks based totally on their functionality effect and chance, making sure that excessive-chance regions are addressed right away.

2. Risk Mitigation Strategies:

• Policy Development: Develop and refine danger control hints and techniques to mitigate identified risks. Ensure the one’s rules examine regulatory necessities and enterprise high-quality practices.
• Controls Implementation: Design and position into impact inner controls to control and mitigate risks. Collaborate with severa departments to make certain the one’s controls are efficiently included in everyday operations.
• Risk Transfer: Explore hazard transfer alternatives, consisting of insurance, hedging, and one-of-a-kind economic gadgets, to reduce the employer’s exposure to fine dangers.

3. Regulatory Compliance:

• Regulatory Monitoring: Stay up to date on changes in monetary policies and ensure that the organization’s chance management practices stay compliant with the one’s hints.
• Audit Support: Work closely with internal and outdoor auditors to facilitate threat-related audits and assessments. Ensure that each audit findings are addressed right away and effectively.
• Reporting: Prepare particular chance control reviews for senior manipulate and regulatory bodies, outlining the agency company’s threat publicity and the effectiveness of mitigation techniques.

4. Collaboration and Communication:

• Cross-Departmental Collaboration: Collaborate with severa departments, which includes Finance, Legal, Compliance, and IT, to make certain a holistic technique to hazard management.
• Training and Awareness: Develop and deliver hazard control schooling applications for employees at a few levels within the enterprise to foster a threat-conscious manner of lifestyles.
• Stakeholder Communication: Communicate hazard management strategies and outcomes to key stakeholders, which include senior manipulate, board participants, and outside partners.

5. Risk Monitoring and Reporting:

• Ongoing Monitoring: Continuously show the effectiveness of danger control techniques and controls. Make changes as critical to deal with growing dangers or modifications within the employer’s surroundings.
• Data Analysis: Utilize advanced facts analytics equipment to screen threat tendencies and turn out to be aware of ability areas of problem. Ensure that danger information is accurate, properly timed, and actionable.
• Risk Reporting: Prepare and gift normal hazard opinions to senior manipulate, highlighting key risks, mitigation efforts, and any areas requiring hobby.

6. Crisis Management:

• Contingency Planning: Develop and preserve employer continuity and disaster healing plans to make certain the corporation can respond successfully to crises.
• Crisis Response: Lead or participate in disaster response companies, supplying hazard-related insights and steering to help choice-making throughout emergencies.
• Post-Crisis Review: Conduct submit-crisis evaluations to discover commands observed and opportunities to reinforce the business business enterprise’s chance control framework.

Qualifications and Skills: Risk Consultant Job

Educational Background:

Bachelor’s Degree: Required in Finance, Economics, Business Administration, or an associated place.
Master’s Degree: Preferred in Finance, Risk Management, or a related region.
Certifications: Professional certifications together with Certified Risk Manager (CRM), Financial Risk Manager (FRM), or Chartered Financial Analyst (CFA) are especially appropriate.

Professional Experience:

Experience: Minimum of 1-3 years of enjoy in threat management, ideally within the monetary services business enterprise.
Specialized Knowledge: In-depth expertise in economic risk management ideas, regulatory frameworks, and employer-nice practices.
Analytical Skills: Strong analytical and problem-solving competencies, with the functionality to interpret complicated facts and make bigger actionable insights.

Technical Skills:

Risk Management Software: Proficiency in threat management software program programs and tools, which incorporate SAS, R, or Python, for hazard modeling and evaluation.
Data Analysis: Experience with information evaluation and visualization gear, together with Excel, Tableau, or Power BI.
Regulatory Knowledge: Familiarity with relevant financial tips, together with Basel III, Dodd-Frank, and SOX compliance.

Soft Skills:

Communication: Excellent written and verbal conversation competencies, with the capability to carry complex chance thoughts to non-expert audiences.
Leadership: Strong management and institution control abilties, with the revel in predominant circulate-practical corporations.
Strategic Thinking: Ability to count on strategically and expect destiny dangers and possibilities.
Attention to Detail: Meticulous interest in detail, making sure that hazard tests and opinions are accurate and whole.

Key Competencies:

1. Strategic Risk Management:

Ability to align danger manipulation strategies with the enterprise’s well-known enterprise enterprise dreams.
Expertise in growing lengthy-time period risk manipulation plans that useful resource sustainable growth.

2. Financial Acumen:

Strong know-how of financial markets, devices, and products, with the potential to assess their chance profiles.
Experience in managing financial dangers, alongside aspect credit score danger, market hazards, and liquidity hazard.

3. Problem-Solving:

Ability to emerge as privy to and resolve complicated risk-associated problems with the usage of present-day and sensible answers.
Strong vital questioning competencies, with the capability to evaluate the potential impact of diverse hazard factors at the company.

4. Collaboration and Influence:

Ability to build robust relationships with key stakeholders throughout the corporation.
Skilled in influencing and persuading others to undertake threat control practices.

5. Adaptability:

Ability to evolve to changing commercial enterprise agency environments and regulatory landscapes.
Proactive in figuring out growing risks and adjusting chance manipulation techniques accordingly.

Career Path and Development:

American Express is devoted to the professional development of its personnel. The Risk Consultant characteristic gives a smooth professional progression direction, with opportunities to reinforce into senior chance management positions, together with Senior Risk Consultant, Risk Manager, or Director of Risk Management. American Express gives admission to ongoing education and development programs, collectively with leadership schooling, technical certifications, and enterprise conferences.

Benefits and Compensation: Risk Consultant Job

• Competitive Salary: An aggressive profit package deal that presentations the candidate’s enjoy and understanding.
• Bonus Structure: Performance-based bonuses associated with individual and business enterprise general universal performance.
• Health and Wellness: Comprehensive fitness, dental, and vision insurance plans, along side properly being programs and belongings.
• Retirement Plans: Access to retirement financial savings plans, consisting of a 401(excellent enough) with enterprise company matching.
• Work-Life Balance: Flexible artwork preparations, collectively with a way of work options, to assist a healthful artwork-lifestyles balance.
• Professional Development: Access to a huge range of expert development assets, which include schooling programs, certifications, and mentorship opportunities.
• Employee Discounts: Discounts on American Express products and services, further to partner gives.

How To Apply for a Risk Consultant Job?

Interested applicants are invited to place their resumes and cowl letters through the American Express careers portal. Please make sure that your utility highlights your applicable experience, abilities, and certifications. Selected applicants can be contacted for a preliminary cellphone interview, located through a chain of in-intensity interviews with key individuals of the Risk Management crew.

American Express is an equal-opportunity business corporation. We price range and are devoted to developing an inclusive environment for all employees.

Click Here To Apply Online

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